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People buy dental insurance for a variety of reasons. Here are three of the most common reasons.
- To Pay For Costly Care.
- To Maintain A Healthy Mouth.
- To Protect Their Children.
Whatever your motivation, we've made it easy to keep smiling! We provide a wide selection of dental insurance and discount plans designed to fit your budget.
What do you want to do next?
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Dental Insurance Highlights |
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Dental Plan - Plan Options
The following Dental Plan options are available to DALRC members:
Not sure which dental plan is right for you?
DALRC offers a wide variety of dental plan options offered through CIGNA and MetLife. While the information on this site provides an overview of the dental plans, we recommend members become familiar with the specifics of their plan prior to receiving care. For more information regarding the PPO
plan, log-in to the Met Life Web site or contact Met Life at 1-800-942-0854, Monday - Friday from 8:00 a.m. - 11:00 p.m. For more information regarding the DHMO plan, log-in to the myCIGNA Web site or contact CIGNA at 1-800-CIGNA-24, Monday-Friday from 8 a.m. - 6 p.m. in all time zones.
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The following Dental Plan options are available to DALRC members:
Dental PPO
The Met Life Dental PPO lets you visit any licensed dentist in or out of our Preferred Provider network – the choice is yours.
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Met Life Dental PPO covers most preventive procedures at a reasonable cost, or at no cost to you.
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Your out-of-pocket costs are lower when you visit an in-network dentist.
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You don't have to file a claim form when you visit an in-network dentist. You don't need a referral to see a specialist.
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All network dentists complete a credentialing process and participate in a Quality Management Program.
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Met Life recredentials each network dentist periodically and survey members to measure customer service and quality levels.
Rates
| Coverage |
Monthly Cost
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| Ground Retiree |
$40.53
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| Ground Retiree and Spouse |
$81.82
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| Pilot Retiree |
$47.97
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| Pilot Retiree and Spouse |
$96.98
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For more information about this plan, download the Fact Sheet, or log-in to the Met Life Web site for plan details or to locate a dental provider.
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Dental HMO
The CIGNA Dental HMO offers the same quality of care as the PPO but at a more economical price. As with all Dental HMOs, you must choose a primary care dentist to be your point of contact for your dental related issues. For more information about this plan, download the Fact Sheet, check out the CIGNA Provider Directory for a listing of participating dentists in your area, or click here for additional information.
Rates
| Coverage |
Monthly Cost
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| Retiree |
$21.33
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| Retiree and Spouse |
$42.46
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Patient Charge Schedule
This Patient Charge Schedule lists the benefits of the Dental plan including covered procedures and patient charges.
Availability
The Dental HMO is not available to you if you reside in the states of AK, HI, ME, MT, NV, NH, NM, ND, PR, RI, SD, VI, VT, WV and WY. You should verify if your dentist is an HMO provider, you may do so by going to the CIGNA Provider Directory to search for providers.
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Answers about the plan,
including eligibility, options, enrollment, customer service and
more.
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How do I locate a Met Life PPO dentist?
I just joined the CIGNA DHMO plan. Can I keep my current
dentist?
How do I choose a CIGNA DHMO dentist?
How do I find out about the dentist’s training and
experience?
What if I need to see a specialist?
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How do I locate a Met Life PPO dentist? |
| To locate a dentist for
the PPO plan, log-in to the
Met Life Web site or contact Met Life at
1-800-942-0854, Monday - Friday from 8:00
a.m. - 11:00 p.m. |
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I just joined the CIGNA DHMO plan. Can I
keep my current dentist? |
If your current dentist
participates in the CIGNA DHMO network, you
can select your current dentist as your
CIGNA DHMO network dentist. To learn whether
a particular dental office is accepting new
CIGNA DHMO patients, please contact Customer
Service at 1.800.CIGNA24 (1.800.244.6224).
Note: unlike other CIGNA Dental plans,
out-of-network benefits are not available
with the DHMO plan. |
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How do I choose a CIGNA DHMO dentist? |
| Select one
from our on-line Dental Office Directory and
indicate your choice when enrolling. If a
dental office is not selected at the time of
enrollment, one will automatically be
assigned based on your home zip code. For
the most current information on network
dentists in your area, use the automated
Dental Office Locator by calling
1.800.CIGNA24 (1.800.244.6224). You can also
search for a network dentist on our web site
at www.cigna.com. Both are available 24
hours a day. Customer service
representatives are also available to assist
you from 8:00 a.m. to 6:00 p.m., Monday
through Friday. Family members can choose
different CIGNA DHMO network dental offices. |
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How do I find out about the dentist’s
training and experience? |
| The provider
directory on myCIGNA.com or metlife.com/mybenefits
lists the network dentist's dental school.
If you need more information, you may call
the dentists you're considering and talk to
them personally. Ask them about their
experience and education. You can also call
CIGNA Dental Customer Service at
1.800.CIGNA24 (1.800.244.6224) or Met Life
Dental Customer Service at 1-800-942-0854
for more information. |
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What if I need to see a specialist? |
| When a
specialist (such as an oral surgeon) is
required, your network general dentist will
submit a referral. |
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Dental Insurance Contacts |
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We're here to help! Please contact us in whatever manner is most convenient for you.
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CIGNA Dental HMO |
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(800) CIGNA-24
mycigna.com |
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Claims Address |
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CIGNA
PO Box 188037
Chattanooga, TN 37422-8037
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Met Life Dental PPO |
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(800) 942-0854
metlife.com/mybenefits |
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Claims Address |
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Met Life Dental Claims
Oneida County Industry Park
5950 Airport Rd
Oriskany, NY 13424
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