Online Convenience – Creating a will just got inherently simple.

Not having a will is not having a say.

A will is an important legal document that helps protect your family’s future. The consequences of not having will can be unfortunate. If you die without a will, the state, not you or your loved ones, will decide how your property is to be distributed.

Now, your plan sponsor’s retiree medical plan from The Hartford gives you EstateGuidance®, a service that helps you create a simple legal will quickly and conveniently online, with the support of licensed attorneys if needed. It saves you the time and expense of creating a will with a private attorney.

Five easy steps to a legal will.
Creating your will online takes only a few steps:

1. Access The Hartford’s EstateGuidance service online at www.EstateGuidance.com/wills.
2. Sign in to the secure site .
3. Follow the instructions and create your will.
4. Download the final will to your computer and print.
5. Obtain signatures and determine if your will should be notarized.

Begin now. Come back to it later.
EstateGuidance gives you the option of saving a draft of your will for up to 6 months. Revisions to the will can be made during this period at no cost to you, provided you have not already printed or downloaded your will.

Reasons to take advantage of this benefit. EstateGuidance is the answer to a lot of concerns about the expense, value and legal technicalities of a will.

 Answers about the plan, including eligibility, options, enrollment, customer service and more.
 

• What happens if I die without a will?
• Isn’t a will complicated?
• What if I have additional questions as I’m creating my will?
• Is the service confidential?

What happens if I die without a will?
In most states, your property will be distributed as follows: First, all of your community and joint property will pass to your spouse (if you have one). Second, your separate property will pass according to these rules:

• If you have a spouse, your spouse receives:
  • All of your property if you leave no children, parents, siblings, nieces or nephews
  • Half of your property if you leave one child or one or more parents, siblings, nieces or nephews
  • One-third of your property if you leave two or more children
• All property not given to a spouse is distributed to the following persons, in this order:
  • Your children
  • Your parents
  • Your brothers and sisters, or, if they are not living, their children
  • Your grandparents, or, if they are not living, their children (i.e., your uncles and aunts)
  • Children of your deceased spouse
  • Relatives of your deceased spouse
  • The state of your legal residence

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Isn’t a will complicated?
No. Through the online process, you’ll be asked a series of simple questions. Once finished, you’ll have a legally binding will that is ready to sign and valid in all states.

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What if I have additional questions as I’m creating my will?
Our online education center provides answers to many common questions regarding family law. In addition, fully licensed attorneys are available to respond to questions online.

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Is the service confidential?
All information is kept secure and confidential with the protection of encryption technology services, including VeriSign. VeriSign is one of the safest and most reliable intelligence infrastructure services in the industry.

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Foresight can insure the future.
To learn more about the EstateGuidance® service, please call 1-877-325-7265 and follow the prompt to speak with a Personal Health Advocate. Take advantage of this new service from your plan sponsor and The Hartford to create a will today. And rest assured that your loved ones will benefit from your foresight.